ICICI Prudential Life Insurance Company Limited Q1 FY26 earnings call summary

Earnings call of 15 Jul 2025, summarised by AI from the filing.

ICICI Prudential Life Q1 FY26 APE declined 5% to ₹18.64 bn, PAT grew 34.2% to ₹3.02 bn; management expects growth recovery over next 9 months.

Key takeaways

1. APE decline APE declined 5% year-on-year to ₹18.64 bn; retail APE declined 9.2% year-on-year to ₹15.12 bn.
2. Growth outlook Management not looking at a decline for the next 9 months; endeavor to get back APE growth.
3. Product mix shift Non-linked savings grew 20.8% year-on-year while linked business declined 13.6% year-on-year.
4. Protection growth Protection business grew 15.2% year-on-year and contributed 21.9% to APE.
5. MFI slowdown Slowdown in MFI segment impacted credit life business; recovery expected gradually over coming quarters.

Original filing on BSE

ICICI Prudential Life Insurance Company Limited earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (15 Jul 2026), Results deck (15 Jul 2026)
• Q4 FY26: Earnings call (14 Apr 2026), Results deck (14 Apr 2026)
• Q3 FY26: Earnings call (13 Jan 2026), Results deck (13 Jan 2026), Results deck (9 Mar 2026)
• Q2 FY26: Earnings call (14 Oct 2025), Results deck (14 Oct 2025), Results deck (8 Dec 2025)
• Q1 FY26: Earnings call (15 Jul 2025), Results deck (15 Jul 2025), Results deck (8 Aug 2025)
• Q4 FY25: Earnings call (15 Apr 2025), Results deck (15 Apr 2025), Results deck (13 May 2025), Results deck (9 Jun 2025), Results deck (10 Jul 2025)
• Other events: Investor presentation (8 Jul 2026), Investor presentation (9 Jun 2026), Investor presentation (8 May 2026), Investor presentation (9 Feb 2026), Investor presentation (10 Jan 2026)