ICICI Prudential Life Insurance Company Limited Q3 FY26 earnings call summary

Earnings call of 13 Jan 2026, summarised by AI from the filing.

ICICI Prudential Life reported Q3 FY26 VNB of ₹6.15 billion and 9M FY26 VNB of ₹16.64 billion with 24.4% margin, expecting momentum to continue in Q4.

Key takeaways

1. VNB ₹6.15 billion in Q3 FY26; 9M FY26 VNB ₹16.64 billion with 24.4% margin.
2. Change Retail protection grew 40.8% year-on-year in Q3 FY26, aided by GST reforms.
3. Driver GST waiver made products 18% cheaper, driving demand across channels.
4. Risk Input tax credit unavailability increased expenses, impacting margins.

Original filing on BSE

ICICI Prudential Life Insurance Company Limited earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (15 Jul 2026), Results deck (15 Jul 2026)
• Q4 FY26: Earnings call (14 Apr 2026), Results deck (14 Apr 2026)
• Q3 FY26: Earnings call (13 Jan 2026), Results deck (13 Jan 2026), Results deck (9 Mar 2026)
• Q2 FY26: Earnings call (14 Oct 2025), Results deck (14 Oct 2025), Results deck (8 Dec 2025)
• Q1 FY26: Earnings call (15 Jul 2025), Results deck (15 Jul 2025), Results deck (8 Aug 2025)
• Q4 FY25: Earnings call (15 Apr 2025), Results deck (15 Apr 2025), Results deck (13 May 2025), Results deck (9 Jun 2025), Results deck (10 Jul 2025)
• Other events: Investor presentation (8 Jul 2026), Investor presentation (9 Jun 2026), Investor presentation (8 May 2026), Investor presentation (9 Feb 2026), Investor presentation (10 Jan 2026)