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Indian Bank Q1 FY27 earnings call summary

NSE: INDIANB · BSE: 532814

Earnings call of 10 Jul 2026, summarised by AI from the filing.

Indian Bank Q1 FY27 net profit ₹3,273 cr, up 10.09% year-on-year; management guides gross NPA to 1.50-1.60%.

Key takeaways

  1. Net profit ₹3,273 cr, up 5.48% sequentially and 10.09% year-on-year.
  2. Change Credit cost declined from 0.47% in March 2026 to 0.23%.
  3. Driver CASA grew 15.30%, with current account deposits up 26.33%.
  4. Risk Gap between credit and deposit growth can affect margins and NIM.

Original filing on BSE

Indian Bank Q1 FY27 results

As filed: Revenue ₹18,095 cr, EBITDA ₹1,492 cr, PAT ₹3,299 cr, EBITDA margin 8.3%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹17,489 cr, EBITDA ₹1,305 cr, PAT ₹3,115 cr, EBITDA margin 7.5%. Not scored. Bank result format: not scored yet. Share price after the results: −10.7% in 30 days (Nifty 500: −1.5%).
  • Q3 FY26: Revenue ₹17,102 cr, EBITDA ₹1,407 cr, PAT ₹3,086 cr, EBITDA margin 8.2%. Not scored. Bank result format: not scored yet. Share price after the results: +11.6% in 30 days (Nifty 500: −0.7%).
  • Q2 FY26: Revenue ₹16,628 cr, EBITDA ₹1,480 cr, PAT ₹3,041 cr, EBITDA margin 8.9%. Not scored. Bank result format: not scored yet. Share price after the results: +10.7% in 30 days (Nifty 500: +2.3%).
  • Q1 FY26: Revenue ₹16,285 cr, EBITDA ₹715 cr, PAT ₹2,219 cr, EBITDA margin 4.4%. Not scored. Bank result format: not scored yet. Share price after the results: +5.8% in 27 days (Nifty 500: −2.6%).
  • Q4 FY25: Revenue ₹15,860 cr, EBITDA ₹1,295 cr, PAT ₹2,961 cr, EBITDA margin 8.2%. Not scored. Bank result format: not scored yet. Share price after the results: +4.1% in 30 days (Nifty 500: +3.4%).
  • Q3 FY25: Revenue ₹15,770 cr, EBITDA ₹1,324 cr, PAT ₹2,876 cr, EBITDA margin 8.4%. Not scored. Bank result format: not scored yet.
  • Q2 FY25: Revenue ₹15,369 cr, EBITDA ₹1,072 cr, PAT ₹2,740 cr, EBITDA margin 7.0%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

Indian Bank earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.