Indian Bank Q4 FY26 results deck summary

Results deck of 29 Apr 2026, summarised by AI from the filing.

Indian Bank Q4 FY26 net profit ₹3103 cr, up 4.97% YoY; FY27 guidance deposits 9-11%, advances 11-13%

Key takeaways

1. Net profit Q4 FY26 net profit ₹3103 cr (Q4 FY25: ₹2956 cr, +4.97%)
2. FY27 guidance Management guides FY27 deposits growth 9% ~ 11% and advances growth 11% ~ 13%
3. Digital business Digital business grew to ₹2,72,302 Cr in FY26 from ₹2,35,533 Cr in FY25
4. Cost to income FY26 cost to income ratio 46.03% was above the FY26 guidance of ~44%

Original filing on BSE

Indian Bank Q1 FY27 results

As filed: Revenue ₹18,095 cr, EBITDA ₹1,492 cr, PAT ₹3,299 cr, EBITDA margin 8.3%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

• Q4 FY26: Revenue ₹17,489 cr, EBITDA ₹1,305 cr, PAT ₹3,115 cr, EBITDA margin 7.5%. Not scored. Bank result format: not scored yet. Share price after the results: −10.7% in 30 days (Nifty 500: −1.5%).
• Q3 FY26: Revenue ₹17,102 cr, EBITDA ₹1,407 cr, PAT ₹3,086 cr, EBITDA margin 8.2%. Not scored. Bank result format: not scored yet. Share price after the results: +11.6% in 30 days (Nifty 500: −0.7%).
• Q2 FY26: Revenue ₹16,628 cr, EBITDA ₹1,480 cr, PAT ₹3,041 cr, EBITDA margin 8.9%. Not scored. Bank result format: not scored yet. Share price after the results: +10.7% in 30 days (Nifty 500: +2.3%).
• Q1 FY26: Revenue ₹16,285 cr, EBITDA ₹715 cr, PAT ₹2,219 cr, EBITDA margin 4.4%. Not scored. Bank result format: not scored yet. Share price after the results: +5.8% in 27 days (Nifty 500: −2.6%).
• Q4 FY25: Revenue ₹15,860 cr, EBITDA ₹1,295 cr, PAT ₹2,961 cr, EBITDA margin 8.2%. Not scored. Bank result format: not scored yet. Share price after the results: +4.1% in 30 days (Nifty 500: +3.4%).
• Q3 FY25: Revenue ₹15,770 cr, EBITDA ₹1,324 cr, PAT ₹2,876 cr, EBITDA margin 8.4%. Not scored. Bank result format: not scored yet.
• Q2 FY25: Revenue ₹15,369 cr, EBITDA ₹1,072 cr, PAT ₹2,740 cr, EBITDA margin 7.0%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

Indian Bank earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (10 Jul 2026), Results deck (10 Jul 2026), Results deck (19 Aug 2026), Results press release (10 Jul 2026)
• Q4 FY26: Earnings call (29 Apr 2026), Results deck (29 Apr 2026), Results press release (29 Apr 2026)
• Q3 FY26: Earnings call (22 Jan 2026), Results deck (22 Jan 2026), Results press release (22 Jan 2026)
• Q2 FY26: Earnings call (16 Oct 2025), Results deck (16 Oct 2025), Results press release (16 Oct 2025)
• Q1 FY26: Earnings call (24 Jul 2025), Results deck (24 Jul 2025), Results press release (24 Jul 2025)
• Q4 FY25: Earnings call (3 May 2025), Results deck (3 May 2025), Results press release (3 May 2025)