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Jana Small Finance Bank Limited Q2 FY26 earnings call summary
NSE: JSFB · BSE: 544118
Earnings call of 17 Oct 2025, summarised by AI from the filing.
Jana Small Finance Bank reported Q2 FY26 PAT of ₹75 cr and moderated FY26 PAT growth guidance to 0-2% amid MFI stress.
Key takeaways
- Q2 PAT PAT ₹75 cr in Q2 FY26; first half PAT ₹177 cr.
- FY26 guidance PAT growth moderated to 0-2% for FY26; loan and deposit growth 20% unchanged.
Jana Small Finance Bank Limited Q1 FY27 results
As filed: Revenue ₹1,515 cr, EBITDA −₹71.7 cr, PAT ₹155 cr, EBITDA margin -4.7%.
Not scored. Bank result format: not scored yet.
Earlier results and the share price after them
- Q4 FY26: Revenue ₹1,445 cr, EBITDA −₹126 cr, PAT ₹140 cr, EBITDA margin -8.7%. Not scored. Bank result format: not scored yet. Share price after the results: +6.2% in 30 days (Nifty 500: −0.9%).
- Q3 FY26: Revenue ₹1,384 cr, EBITDA −₹235 cr, PAT ₹9.7 cr, EBITDA margin -17.0%. Not scored. Bank result format: not scored yet. Share price after the results: −0.5% in 28 days (Nifty 500: −4.1%).
- Q2 FY26: Revenue ₹1,305 cr, EBITDA −₹172 cr, PAT ₹75.0 cr, EBITDA margin -13.2%. Not scored. Bank result format: not scored yet. Share price after the results: +3.1% in 28 days (Nifty 500: +1.0%).
- Q1 FY26: Revenue ₹1,250 cr, EBITDA −₹164 cr, PAT ₹102 cr, EBITDA margin -13.1%. Not scored. Bank result format: not scored yet. Share price after the results: −1.3% in 30 days (Nifty 500: −0.8%).
- Q4 FY25: Revenue ₹1,199 cr, EBITDA −₹114 cr, PAT ₹123 cr, EBITDA margin -9.5%. Not scored. Bank result format: not scored yet. Share price after the results: −7.5% in 30 days (Nifty 500: +3.4%).
- Q3 FY25: Revenue ₹1,177 cr, EBITDA −₹72.4 cr, PAT ₹111 cr, EBITDA margin -6.2%. Not scored. Bank result format: not scored yet.
- Q2 FY25: Revenue ₹1,166 cr, EBITDA −₹87.6 cr, PAT ₹97.0 cr, EBITDA margin -7.5%. Not scored. Bank result format: not scored yet.
Past price moves after results do not indicate future moves. Not a recommendation.
Jana Small Finance Bank Limited earnings call, investor presentation and press release summaries
- Q1 FY27: Earnings call (15 Jul 2026), Results deck (15 Jul 2026)
- Q4 FY26: Results deck (29 Apr 2026)
- Q3 FY26: Earnings call (6 Feb 2026), Results deck (6 Feb 2026)
- Q2 FY26: Earnings call (17 Oct 2025), Results deck (17 Oct 2025)
- Q1 FY26: Earnings call (22 Jul 2025), Results deck (22 Jul 2025)
- Q4 FY25: Earnings call (29 Apr 2025), Results deck (29 Apr 2025)
Figures from the company's filings with NSE and BSE. Not investment advice.