Jana Small Finance Bank Limited Q2 FY27 results deck summary

Results deck of 23 Oct 2026, summarised by AI from the filing.

Jana Small Finance Bank's Q2 FY27 PAT rose 127% YoY to ₹170 cr and FY27 PAT growth guidance was revised upwards to ~100%.

Key takeaways

1. PAT Q2 FY27 PAT was ₹170 cr, up 127% YoY and 10% QoQ, the highest ever PBT.
2. PAT guidance FY27 PAT growth guidance was revised upwards to ~100% from 80%.
3. Gold loans Gold loans had a slow quarter as falling gold prices led to margin calls on customers.

Original filing on BSE

Jana Small Finance Bank Limited Q2 FY27 results

As filed: Revenue ₹1,587 cr, EBITDA −₹58.5 cr, PAT ₹170 cr, EBITDA margin -3.7%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

• Q1 FY27: Revenue ₹1,515 cr, EBITDA −₹71.7 cr, PAT ₹155 cr, EBITDA margin -4.7%. Not scored. Bank result format: not scored yet. Share price after the results: +18.2% in 30 days (Nifty 500: +1.4%).
• Q4 FY26: Revenue ₹1,445 cr, EBITDA −₹126 cr, PAT ₹140 cr, EBITDA margin -8.7%. Not scored. Bank result format: not scored yet. Share price after the results: +6.2% in 30 days (Nifty 500: −0.9%).
• Q3 FY26: Revenue ₹1,384 cr, EBITDA −₹235 cr, PAT ₹9.7 cr, EBITDA margin -17.0%. Not scored. Bank result format: not scored yet. Share price after the results: −0.5% in 28 days (Nifty 500: −4.1%).
• Q2 FY26: Revenue ₹1,305 cr, EBITDA −₹172 cr, PAT ₹75.0 cr, EBITDA margin -13.2%. Not scored. Bank result format: not scored yet. Share price after the results: +2.5% in 29 days (Nifty 500: +0.1%).
• Q1 FY26: Revenue ₹1,250 cr, EBITDA −₹164 cr, PAT ₹102 cr, EBITDA margin -13.1%. Not scored. Bank result format: not scored yet. Share price after the results: −1.3% in 30 days (Nifty 500: −0.8%).
• Q4 FY25: Revenue ₹1,199 cr, EBITDA −₹114 cr, PAT ₹123 cr, EBITDA margin -9.5%. Not scored. Bank result format: not scored yet. Share price after the results: −7.5% in 30 days (Nifty 500: +3.4%).
• Q3 FY25: Revenue ₹1,177 cr, EBITDA −₹72.4 cr, PAT ₹111 cr, EBITDA margin -6.2%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

Jana Small Finance Bank Limited earnings call, investor presentation and press release summaries

• Q2 FY27: Results deck (23 Oct 2026)
• Q1 FY27: Earnings call (15 Jul 2026), Results deck (15 Jul 2026)
• Q4 FY26: Results deck (29 Apr 2026)
• Q3 FY26: Earnings call (6 Feb 2026), Results deck (6 Feb 2026)
• Q2 FY26: Earnings call (17 Oct 2025), Results deck (17 Oct 2025)
• Q1 FY26: Earnings call (22 Jul 2025), Results deck (22 Jul 2025)
• Q4 FY25: Earnings call (29 Apr 2025), Results deck (29 Apr 2025)