Kotak Mahindra Bank Limited Q3 FY26 results deck summary

Results deck of 24 Jan 2026, summarised by AI from the filing.

Kotak Mahindra Bank Q3FY26 consolidated PAT ₹4,924 cr, up 5% YoY; Bank PAT ₹3,446 cr, up 4%.

Key takeaways

1. Consolidated PAT ₹4,924 cr in Q3FY26, up 5% YoY from ₹4,701 cr.
2. Bank PAT ₹3,446 cr in Q3FY26, up 4% YoY from ₹3,305 cr.
3. NIM 4.54% in Q3FY26, down from 4.93% in Q3FY25.
4. Customer Assets ₹529,455 cr as at Dec'25, up 15% YoY from ₹459,436 cr.

Original filing on BSE

Kotak Mahindra Bank Limited Q1 FY27 results

As filed: Revenue ₹18,355 cr, EBITDA −₹4,205 cr, PAT ₹5,487 cr, EBITDA margin -22.9%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

• Q4 FY26: Revenue ₹17,827 cr, EBITDA −₹2,837 cr, PAT ₹5,402 cr, EBITDA margin -15.9%. Not scored. Bank result format: not scored yet. Share price after the results: −1.5% in 30 days (Nifty 500: −1.1%).
• Q3 FY26: Revenue ₹17,507 cr, EBITDA −₹3,811 cr, PAT ₹4,904 cr, EBITDA margin -21.8%. Not scored. Bank result format: not scored yet. Share price after the results: +1.9% in 30 days (Nifty 500: +3.4%).
• Q2 FY26: Revenue ₹17,199 cr, EBITDA −₹1,740 cr, PAT ₹4,446 cr, EBITDA margin -10.1%. Not scored. Bank result format: not scored yet. Share price after the results: −4.6% in 30 days (Nifty 500: −0.1%).
• Q1 FY26: Revenue ₹17,248 cr, EBITDA −₹3,403 cr, PAT ₹4,429 cr, EBITDA margin -19.7%. Not scored. Bank result format: not scored yet. Share price after the results: −6.7% in 30 days (Nifty 500: +0.2%).
• Q4 FY25: Revenue ₹16,772 cr, EBITDA −₹4,051 cr, PAT ₹4,909 cr, EBITDA margin -24.2%. Not scored. Bank result format: not scored yet. Share price after the results: −5.6% in 30 days (Nifty 500: +3.8%).
• Q3 FY25: Revenue ₹16,633 cr, EBITDA −₹1,133 cr, PAT ₹4,640 cr, EBITDA margin -6.8%. Not scored. Bank result format: not scored yet.
• Q2 FY25: Revenue ₹16,427 cr, EBITDA −₹3,806 cr, PAT ₹4,998 cr, EBITDA margin -23.2%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

Kotak Mahindra Bank Limited earnings call, investor presentation and press release summaries

• Q1 FY27: Results deck (18 Jul 2026), Results deck (17 Aug 2026)
• Q4 FY26: Results deck (2 May 2026), Results press release (2 May 2026)
• Q3 FY26: Results deck (24 Jan 2026), Results deck (24 Jan 2026)
• Q2 FY26: Results deck (25 Oct 2025)
• Q1 FY26: Results deck (26 Jul 2025)
• Q4 FY25: Results deck (3 May 2025), Results deck (3 May 2025), Results press release (3 May 2025)
• Other events: Call transcript (24 Jul 2026), Call transcript (30 Jan 2026), Call transcript (30 Oct 2025)