Kotak Mahindra Bank Limited Q4 FY26 results deck summary

Results deck of 2 May 2026, summarised by AI from the filing.

Kotak Mahindra Bank Q4FY26 PAT ₹4,027 cr, up 13% YoY, with NIM at 4.67% and Customer Assets ₹545,716 cr, up 14% YoY.

Key takeaways

1. Consolidated PAT ₹5,238 cr in Q4FY26 (Q4FY25: ₹4,933 cr, +6%), excluding gains of ₹185 cr on Infina divestment.
2. Bank PAT ₹4,027 cr in Q4FY26 (Q4FY25: ₹3,552 cr, +13%); FY26 PAT ₹14,008 cr (FY25: ₹13,720 cr, +2%).
3. NIM Bank NIM 4.67% in Q4FY26 (Q4FY25: 4.97%); FY26 NIM 4.60% (FY25: 4.96%).
4. Customer Assets Bank Customer Assets ₹545,716 cr as at Mar'26 (Mar'25: ₹477,855 cr, +14%).

Original filing on BSE

Kotak Mahindra Bank Limited Q1 FY27 results

As filed: Revenue ₹18,355 cr, EBITDA −₹4,205 cr, PAT ₹5,487 cr, EBITDA margin -22.9%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

• Q4 FY26: Revenue ₹17,827 cr, EBITDA −₹2,837 cr, PAT ₹5,402 cr, EBITDA margin -15.9%. Not scored. Bank result format: not scored yet. Share price after the results: −1.5% in 30 days (Nifty 500: −1.1%).
• Q3 FY26: Revenue ₹17,507 cr, EBITDA −₹3,811 cr, PAT ₹4,904 cr, EBITDA margin -21.8%. Not scored. Bank result format: not scored yet. Share price after the results: +1.9% in 30 days (Nifty 500: +3.4%).
• Q2 FY26: Revenue ₹17,199 cr, EBITDA −₹1,740 cr, PAT ₹4,446 cr, EBITDA margin -10.1%. Not scored. Bank result format: not scored yet. Share price after the results: −4.6% in 30 days (Nifty 500: −0.1%).
• Q1 FY26: Revenue ₹17,248 cr, EBITDA −₹3,403 cr, PAT ₹4,429 cr, EBITDA margin -19.7%. Not scored. Bank result format: not scored yet. Share price after the results: −6.7% in 30 days (Nifty 500: +0.2%).
• Q4 FY25: Revenue ₹16,772 cr, EBITDA −₹4,051 cr, PAT ₹4,909 cr, EBITDA margin -24.2%. Not scored. Bank result format: not scored yet. Share price after the results: −5.6% in 30 days (Nifty 500: +3.8%).
• Q3 FY25: Revenue ₹16,633 cr, EBITDA −₹1,133 cr, PAT ₹4,640 cr, EBITDA margin -6.8%. Not scored. Bank result format: not scored yet.
• Q2 FY25: Revenue ₹16,427 cr, EBITDA −₹3,806 cr, PAT ₹4,998 cr, EBITDA margin -23.2%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

Kotak Mahindra Bank Limited earnings call, investor presentation and press release summaries

• Q1 FY27: Results deck (18 Jul 2026), Results deck (17 Aug 2026)
• Q4 FY26: Results deck (2 May 2026), Results press release (2 May 2026)
• Q3 FY26: Results deck (24 Jan 2026), Results deck (24 Jan 2026)
• Q2 FY26: Results deck (25 Oct 2025)
• Q1 FY26: Results deck (26 Jul 2025)
• Q4 FY25: Results deck (3 May 2025), Results deck (3 May 2025), Results press release (3 May 2025)
• Other events: Call transcript (24 Jul 2026), Call transcript (30 Jan 2026), Call transcript (30 Oct 2025)