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PTC India Financial Services Limited Q1 FY27 results press release summary

NSE: PFS · BSE: 533344

Results press release of 28 Jul 2026, summarised by AI from the filing.

PFS Q1 FY27 total income ₹103.31 cr and PAT ₹40.24 cr, with Gross Stage III improving to ₹190 cr.

Key takeaways

  1. Result Q1 FY27 total income ₹103.31 cr (Q1 FY26: ₹142.24 cr) and PAT ₹40.24 cr (Q1 FY26: ₹136.63 cr).
  2. Guidance No forward guidance was given; management remains optimistic on the strengthening business pipeline.
  3. Change Gross Stage III improved to ₹190 cr in Q1 FY27 from ₹441 cr in Q1 FY26.
  4. Driver Infrastructure financing remains the primary growth engine, with opportunities across diverse loan sizes and the infrastructure value chain.
  5. Risk PAT fell to ₹40.24 cr in Q1 FY27 from ₹136.63 cr in Q1 FY26.

Original filing on BSE

PTC India Financial Services Limited Q1 FY27 results

As filed: Revenue ₹103 cr (−27% year on year), EBITDA ₹94.5 cr (−56% year on year), PAT ₹40.2 cr (−71% year on year), EBITDA margin 91.4%.

The Q1 FY27 score, against the company's own trend, is for premium members.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹119 cr (−21% year on year), EBITDA ₹107 cr (−25% year on year), PAT ₹45.5 cr (−22% year on year), EBITDA margin 90.1% (−522 bps). Score 20 of 100, Below trend. Revenue and EBITDA growth were well below the company's own trend; profit growth was below it. EBITDA margin fell 522 bps year on year. Profit fell 7% from last quarter. Share price after the results: −0.7% in 30 days (Nifty 500: −1.4%).
  • Q3 FY26: Revenue ₹122 cr (−23% year on year), EBITDA ₹123 cr (−24% year on year), PAT ₹49.1 cr (−27% year on year), EBITDA margin 100.9%. Score 18 of 100, Below trend. Revenue and EBITDA growth were well below the company's own trend; profit growth was below it. Revenue fell 8% from last quarter. Share price after the results: +0.3% in 30 days (Nifty 500: +1.5%).
  • Q2 FY26: Revenue ₹132 cr (−19% year on year), EBITDA ₹178 cr (+20% year on year), PAT ₹88.0 cr (+87% year on year), EBITDA margin 134.9%. Score 40 of 100, Below trend. Revenue growth was well below the company's own trend; EBITDA growth was above it; profit growth was in line with it. Revenue fell 7% from last quarter. Share price after the results: +0.5% in 29 days (Nifty 500: +0.1%).
  • Q1 FY26: Revenue ₹142 cr (−12% year on year), EBITDA ₹213 cr (+43% year on year), PAT ₹137 cr (+211% year on year), EBITDA margin 150.0%. Score 58 of 100, In line with trend. Revenue growth was well below the company's own trend; EBITDA and profit growth were well above it. Tax rate 7%. Revenue fell 6% from last quarter. Profit rose ₹93.0 cr on a year ago, more than the ₹7.0 cr it added the year before. Share price after the results: −7.3% in 30 days (Nifty 500: −2.5%).
  • Q4 FY25: Revenue ₹151 cr (−14% year on year), EBITDA ₹144 cr (+27% year on year), PAT ₹58.0 cr (+300% year on year), EBITDA margin 95.4% (+1,000 bps). Score 67 of 100, Above trend. Revenue growth was well below the company's own trend; EBITDA and profit growth were well above it. EBITDA margin rose 1000 bps year on year. Revenue fell 4% from last quarter. Share price after the results: +22.4% in 30 days (Nifty 500: +7.6%).
  • Q3 FY25: Revenue ₹158 cr (−23% year on year), EBITDA ₹161 cr (−6% year on year), PAT ₹67.0 cr (+34% year on year), EBITDA margin 101.9%. Score 34 of 100, Below trend. Revenue growth was well below the company's own trend; EBITDA growth was below it; profit growth was above it. Revenue fell 3% from last quarter.
  • Q2 FY25: Revenue ₹163 cr (−14% year on year), EBITDA ₹148 cr (−16% year on year), PAT ₹47.0 cr (−22% year on year), EBITDA margin 90.8% (−236 bps). Score 26 of 100, Below trend. Revenue and EBITDA growth were well below the company's own trend; profit growth was below it. EBITDA margin fell 236 bps year on year.

Past price moves after results do not indicate future moves. Not a recommendation.

PTC India Financial Services Limited earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.