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PTC India Financial Services Limited Q1 FY27 earnings call summary

NSE: PFS · BSE: 533344

Earnings call of 29 Jul 2026, summarised by AI from the filing.

PFS Q1 FY27 PAT ₹40.24 cr; targets AUM around ₹5,000 cr by FY27 end after over ₹1,200 cr sanctions in July.

Key takeaways

  1. AUM guidance Management targets AUM of around ₹5,000 cr by end of this financial year.
  2. Sanctions surge More than ₹1,200 cr sanctioned in first month of Q2, highest in 13 quarters.
  3. Growth driver Renewed focus on infrastructure financing across large, medium and small tickets.
  4. Main risk Disbursements delayed as borrowers' construction and own contribution lagged schedules.

Original filing on BSE

PTC India Financial Services Limited Q1 FY27 results

As filed: Revenue ₹103 cr (−27% year on year), EBITDA ₹94.5 cr (−56% year on year), PAT ₹40.2 cr (−71% year on year), EBITDA margin 91.4%.

The Q1 FY27 score, against the company's own trend, is for premium members.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹119 cr (−21% year on year), EBITDA ₹107 cr (−25% year on year), PAT ₹45.5 cr (−22% year on year), EBITDA margin 90.1% (−522 bps). Score 20 of 100, Below trend. Revenue and EBITDA growth were well below the company's own trend; profit growth was below it. EBITDA margin fell 522 bps year on year. Profit fell 7% from last quarter. Share price after the results: −0.7% in 30 days (Nifty 500: −1.4%).
  • Q3 FY26: Revenue ₹122 cr (−23% year on year), EBITDA ₹123 cr (−24% year on year), PAT ₹49.1 cr (−27% year on year), EBITDA margin 100.9%. Score 18 of 100, Below trend. Revenue and EBITDA growth were well below the company's own trend; profit growth was below it. Revenue fell 8% from last quarter. Share price after the results: +0.3% in 30 days (Nifty 500: +1.5%).
  • Q2 FY26: Revenue ₹132 cr (−19% year on year), EBITDA ₹178 cr (+20% year on year), PAT ₹88.0 cr (+87% year on year), EBITDA margin 134.9%. Score 40 of 100, Below trend. Revenue growth was well below the company's own trend; EBITDA growth was above it; profit growth was in line with it. Revenue fell 7% from last quarter. Share price after the results: +0.5% in 29 days (Nifty 500: +0.1%).
  • Q1 FY26: Revenue ₹142 cr (−12% year on year), EBITDA ₹213 cr (+43% year on year), PAT ₹137 cr (+211% year on year), EBITDA margin 150.0%. Score 58 of 100, In line with trend. Revenue growth was well below the company's own trend; EBITDA and profit growth were well above it. Tax rate 7%. Revenue fell 6% from last quarter. Profit rose ₹93.0 cr on a year ago, more than the ₹7.0 cr it added the year before. Share price after the results: −7.3% in 30 days (Nifty 500: −2.5%).
  • Q4 FY25: Revenue ₹151 cr (−14% year on year), EBITDA ₹144 cr (+27% year on year), PAT ₹58.0 cr (+300% year on year), EBITDA margin 95.4% (+1,000 bps). Score 67 of 100, Above trend. Revenue growth was well below the company's own trend; EBITDA and profit growth were well above it. EBITDA margin rose 1000 bps year on year. Revenue fell 4% from last quarter. Share price after the results: +22.4% in 30 days (Nifty 500: +7.6%).
  • Q3 FY25: Revenue ₹158 cr (−23% year on year), EBITDA ₹161 cr (−6% year on year), PAT ₹67.0 cr (+34% year on year), EBITDA margin 101.9%. Score 34 of 100, Below trend. Revenue growth was well below the company's own trend; EBITDA growth was below it; profit growth was above it. Revenue fell 3% from last quarter.
  • Q2 FY25: Revenue ₹163 cr (−14% year on year), EBITDA ₹148 cr (−16% year on year), PAT ₹47.0 cr (−22% year on year), EBITDA margin 90.8% (−236 bps). Score 26 of 100, Below trend. Revenue and EBITDA growth were well below the company's own trend; profit growth was below it. EBITDA margin fell 236 bps year on year.

Past price moves after results do not indicate future moves. Not a recommendation.

PTC India Financial Services Limited earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.