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Punjab National Bank Q3 FY26 results press release summary

NSE: PNB · BSE: 532461

Results press release of 19 Jan 2026, summarised by AI from the filing.

PNB Q3 FY26 net profit rose 13.1% to ₹5,100 cr, with GNPA ratio improving 90 bps to 3.19% as on December'25.

Key takeaways

  1. Net profit Q3 FY26 net profit ₹5,100 cr, up 13.1% from ₹4,508 cr in Q3 FY25.
  2. Operating profit Q3 FY26 operating profit ₹7,481 cr, up 13.0% from ₹6,621 cr in Q3 FY25.
  3. Asset quality GNPA ratio 3.19% as on December'25, down 90 bps from 4.09% as on December'24.
  4. Non-interest income Q3 FY26 non-interest income ₹5,022 cr, up 47.2% YoY; 9M FY26 ₹14,632 cr, up 26.2%.
  5. Gross NPA Gross NPA of ₹39,314 cr remains on the books as on December'25, down ₹6,100 cr from ₹45,414 cr.

Original filing on BSE

Punjab National Bank Q1 FY27 results

As filed: Revenue ₹33,589 cr, EBITDA ₹2,743 cr, PAT ₹5,339 cr, EBITDA margin 8.2%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹32,798 cr, EBITDA ₹3,061 cr, PAT ₹5,225 cr, EBITDA margin 9.3%. Not scored. Bank result format: not scored yet. Share price after the results: −4.6% in 30 days (Nifty 500: −0.9%).
  • Q3 FY26: Revenue ₹32,889 cr, EBITDA ₹1,426 cr, PAT ₹5,190 cr, EBITDA margin 4.3%. Not scored. Bank result format: not scored yet. Share price after the results: 0.0% in 30 days (Nifty 500: +0.7%).
  • H1 FY26: Revenue ₹63,835 cr, EBITDA ₹3,732 cr, PAT ₹6,579 cr, EBITDA margin 5.9%. Not scored. Bank result format: not scored yet. Share price after the results: +4.4% in 30 days (Nifty 500: +2.1%).
  • Q1 FY26: Revenue ₹32,572 cr, EBITDA ₹1,546 cr, PAT ₹1,832 cr, EBITDA margin 4.8%. Not scored. Bank result format: not scored yet. Share price after the results: −2.9% in 28 days (Nifty 500: −0.1%).
  • Q4 FY25: Revenue ₹32,523 cr, EBITDA ₹1,742 cr, PAT ₹4,643 cr, EBITDA margin 5.4%. Not scored. Bank result format: not scored yet. Share price after the results: +8.8% in 30 days (Nifty 500: +3.8%).
  • Q3 FY25: Revenue ₹31,895 cr, EBITDA ₹3,663 cr, PAT ₹4,649 cr, EBITDA margin 11.5%. Not scored. Bank result format: not scored yet.
  • Q2 FY25: Revenue ₹30,447 cr, EBITDA ₹2,065 cr, PAT ₹4,432 cr, EBITDA margin 6.8%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

Punjab National Bank earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.