Punjab National Bank Q4 FY26 earnings call summary

Earnings call of 5 May 2026, summarised by AI from the filing.

Deposit rates remained sticky and did not fully compensate for compression in yield on advances.

Key takeaways

1. Deposit costs Deposit rates remained sticky and did not fully compensate for compression in yield on advances.

Original filing on BSE

Punjab National Bank Q1 FY27 results

As filed: Revenue ₹33,589 cr, EBITDA ₹2,743 cr, PAT ₹5,339 cr, EBITDA margin 8.2%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

• Q4 FY26: Revenue ₹32,798 cr, EBITDA ₹3,061 cr, PAT ₹5,225 cr, EBITDA margin 9.3%. Not scored. Bank result format: not scored yet. Share price after the results: −4.6% in 30 days (Nifty 500: −0.9%).
• Q3 FY26: Revenue ₹32,889 cr, EBITDA ₹1,426 cr, PAT ₹5,190 cr, EBITDA margin 4.3%. Not scored. Bank result format: not scored yet. Share price after the results: 0.0% in 30 days (Nifty 500: +0.7%).
• H1 FY26: Revenue ₹63,835 cr, EBITDA ₹3,732 cr, PAT ₹6,579 cr, EBITDA margin 5.9%. Not scored. Bank result format: not scored yet. Share price after the results: +4.4% in 30 days (Nifty 500: +2.1%).
• Q1 FY26: Revenue ₹32,572 cr, EBITDA ₹1,546 cr, PAT ₹1,832 cr, EBITDA margin 4.8%. Not scored. Bank result format: not scored yet. Share price after the results: −2.9% in 28 days (Nifty 500: −0.1%).
• Q4 FY25: Revenue ₹32,523 cr, EBITDA ₹1,742 cr, PAT ₹4,643 cr, EBITDA margin 5.4%. Not scored. Bank result format: not scored yet. Share price after the results: +8.8% in 30 days (Nifty 500: +3.8%).
• Q3 FY25: Revenue ₹31,895 cr, EBITDA ₹3,663 cr, PAT ₹4,649 cr, EBITDA margin 11.5%. Not scored. Bank result format: not scored yet.
• Q2 FY25: Revenue ₹30,447 cr, EBITDA ₹2,065 cr, PAT ₹4,432 cr, EBITDA margin 6.8%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

Punjab National Bank earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (18 Jul 2026), Results deck (18 Jul 2026), Results press release (18 Jul 2026)
• Q4 FY26: Earnings call (5 May 2026), Results deck (5 May 2026), Results press release (5 May 2026)
• Q3 FY26: Earnings call (19 Jan 2026), Results deck (19 Jan 2026), Results deck (19 Jan 2026), Results press release (19 Jan 2026)
• Q2 FY26: Earnings call (18 Oct 2025), Results deck (18 Oct 2025)
• Q1 FY26: Earnings call (30 Jul 2025), Results deck (30 Jul 2025), Results press release (30 Jul 2025)
• Q4 FY25: Earnings call (7 May 2025), Results deck (7 May 2025), Results press release (7 May 2025), Results press release (7 May 2025)
• Other events: Strategy deck (19 Aug 2026)