Star Health and Allied Insurance Company Limited Q4 FY25 results deck summary

Results deck of 29 Apr 2025, summarised by AI from the filing.

Star Health FY25 GWP (without 1/n) ₹17,553 cr, up 15%, but combined ratio 100.2% and PAT ₹646 cr.

Key takeaways

1. GWP GWP (without 1/n) ₹17,553 cr in FY25 (FY24: ₹15,254 cr, +15%); reported basis ₹16,781 cr (FY24: ₹15,254 cr, +10%).
2. Profit Profit after tax ₹646 cr in FY25 (FY24: ₹845 cr); IFRS profit after tax ₹787 cr (FY24: ₹1,103 cr).
3. Combined ratio Combined ratio (without 1/n) 100.2% in FY25 (FY24: 96.7%); reported basis 101.1% (FY24: 96.7%).
4. Underwriting Underwriting loss ₹378 cr in FY25 (FY24: profit ₹89 cr).
5. Claims ratio Claims ratio 70.7% in FY25 (FY24: 66.5%).

Original filing on BSE

Star Health and Allied Insurance Company Limited earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (30 Jul 2026), Results deck (29 Jul 2026)
• Q4 FY26: Earnings call (29 Apr 2026), Results deck (28 Apr 2026), Results deck (29 Apr 2026)
• Q3 FY26: Earnings call (29 Jan 2026), Results deck (28 Jan 2026), Results deck (29 Jan 2026)
• Q2 FY26: Earnings call (29 Oct 2025), Results deck (28 Oct 2025)
• Q1 FY26: Earnings call (30 Jul 2025), Results deck (29 Jul 2025)
• Q4 FY25: Earnings call (30 Apr 2025), Results deck (29 Apr 2025), Results deck (30 Apr 2025)