Star Health and Allied Insurance Company Limited Q4 FY26 earnings call summary

Earnings call of 29 Apr 2026, summarised by AI from the filing.

Star Health FY26 GWP up 16% to ₹20,369 cr, PAT up 16% to ₹911 cr; Q4 loss ratio improved to 65.2%.

Key takeaways

1. Guidance Management targets sustainable high-teen growth and mid-teen to high-teen ROE; will continue annual price increases.
2. Loss ratio Q4 FY26 loss ratio improved to 65.2% from 69.2% in Q4 FY25, third successive quarterly improvement.
3. Risk Geopolitical tension caused ₹558 cr mark-to-market loss in Q4 FY26, leading to a loss of ₹55 cr.

Original filing on BSE

Star Health and Allied Insurance Company Limited earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (30 Jul 2026), Results deck (29 Jul 2026)
• Q4 FY26: Earnings call (29 Apr 2026), Results deck (28 Apr 2026), Results deck (29 Apr 2026)
• Q3 FY26: Earnings call (29 Jan 2026), Results deck (28 Jan 2026), Results deck (29 Jan 2026)
• Q2 FY26: Earnings call (29 Oct 2025), Results deck (28 Oct 2025)
• Q1 FY26: Earnings call (30 Jul 2025), Results deck (29 Jul 2025)
• Q4 FY25: Earnings call (30 Apr 2025), Results deck (29 Apr 2025), Results deck (30 Apr 2025)