Union Bank of India Q1 FY26 results press release summary

Results press release of 19 Jul 2025, summarised by AI from the filing.

No forward guidance was provided in the press release.

Key takeaways

1. Guidance No forward guidance was provided in the press release.
2. Change Net profit fell 17.44% QoQ from ₹4,985 cr in Q4FY25.
3. Driver RAM advances grew 10.34% YoY, led by retail up 25.63% and MSME up 17.65%.
4. Risk Net interest margin declined 29 bps YoY to 2.76% in Q1FY26.

Original filing on BSE

Union Bank of India Q1 FY27 results

As filed: Revenue ₹27,427 cr, EBITDA ₹1,834 cr, PAT ₹5,368 cr, EBITDA margin 6.7%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

• Q4 FY26: Revenue ₹26,676 cr, EBITDA ₹927 cr, PAT ₹5,334 cr, EBITDA margin 3.5%. Not scored. Bank result format: not scored yet. Share price after the results: −17.2% in 29 days (Nifty 500: −1.5%).
• Q3 FY26: Revenue ₹26,819 cr, EBITDA ₹1,455 cr, PAT ₹5,029 cr, EBITDA margin 5.4%. Not scored. Bank result format: not scored yet. Share price after the results: +14.9% in 30 days (Nifty 500: −0.7%).
• Q2 FY26: Revenue ₹26,665 cr, EBITDA −₹97.3 cr, PAT ₹4,281 cr, EBITDA margin -0.4%. Not scored. Bank result format: not scored yet. Share price after the results: +4.9% in 29 days (Nifty 500: −0.1%).
• Q1 FY26: Revenue ₹27,475 cr, EBITDA ₹400 cr, PAT ₹4,137 cr, EBITDA margin 1.5%. Not scored. Bank result format: not scored yet. Share price after the results: −7.3% in 30 days (Nifty 500: −1.5%).
• Q4 FY25: Revenue ₹27,869 cr, EBITDA −₹48.5 cr, PAT ₹5,001 cr, EBITDA margin -0.2%. Not scored. Bank result format: not scored yet. Share price after the results: +32.6% in 29 days (Nifty 500: +6.1%).
• Q3 FY25: Revenue ₹27,135 cr, EBITDA ₹1,275 cr, PAT ₹4,597 cr, EBITDA margin 4.7%. Not scored. Bank result format: not scored yet.
• Q2 FY25: Revenue ₹26,887 cr, EBITDA ₹480 cr, PAT ₹4,722 cr, EBITDA margin 1.8%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

Union Bank of India earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (15 Jul 2026), Results deck (15 Jul 2026), Results press release (15 Jul 2026)
• Q4 FY26: Earnings call (23 Apr 2026), Results deck (23 Apr 2026), Results press release (23 Apr 2026)
• Q3 FY26: Earnings call (14 Jan 2026), Results deck (14 Jan 2026), Results press release (14 Jan 2026)
• Q2 FY26: Earnings call (30 Oct 2025), Results deck (30 Oct 2025), Results press release (30 Oct 2025)
• Q1 FY26: Results deck (19 Jul 2025), Results press release (19 Jul 2025)
• Q4 FY25: Results deck (8 May 2025), Results press release (8 May 2025)
• Other events: Strategy deck (21 Aug 2026)