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Union Bank of India strategy deck summary

NSE: UNIONBANK · BSE: 532477

Strategy deck of 21 Aug 2026, summarised by AI from the filing.

Union Bank Q1 FY27 profit after tax was $563mn, with GNPA at 2.65% and PCR at 95.05%.

Key takeaways

  1. Q1 FY27 profit Profit after tax was $563mn in Q1 FY27, against $435mn in Q1 FY26.
  2. Guidance Credit growth of 12.50% and deposit growth of 3.50% are shown for Q1 FY27 – YoY %.
  3. Operating profit Operating profit of $845mn in Q1 FY27 was the highest-ever quarterly operating profit.
  4. Asset quality GNPA fell to 2.65% and NNPA to 0.47% in Q1 FY27, with PCR at 95.05%.
  5. DIFC notes The Bank is offering US$ Benchmark unsecured notes through its DIFC Branch, rated BBB by S&P and BBB- by Fitch.

Original filing on BSE

Union Bank of India Q1 FY27 results

As filed: Revenue ₹27,427 cr, EBITDA ₹1,834 cr, PAT ₹5,368 cr, EBITDA margin 6.7%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹26,676 cr, EBITDA ₹927 cr, PAT ₹5,334 cr, EBITDA margin 3.5%. Not scored. Bank result format: not scored yet. Share price after the results: −17.2% in 29 days (Nifty 500: −1.5%).
  • Q3 FY26: Revenue ₹26,819 cr, EBITDA ₹1,455 cr, PAT ₹5,029 cr, EBITDA margin 5.4%. Not scored. Bank result format: not scored yet. Share price after the results: +14.9% in 30 days (Nifty 500: −0.7%).
  • Q2 FY26: Revenue ₹26,665 cr, EBITDA −₹97.3 cr, PAT ₹4,281 cr, EBITDA margin -0.4%. Not scored. Bank result format: not scored yet. Share price after the results: +4.9% in 29 days (Nifty 500: −0.1%).
  • Q1 FY26: Revenue ₹27,475 cr, EBITDA ₹400 cr, PAT ₹4,137 cr, EBITDA margin 1.5%. Not scored. Bank result format: not scored yet. Share price after the results: −7.3% in 30 days (Nifty 500: −1.5%).
  • Q4 FY25: Revenue ₹27,869 cr, EBITDA −₹48.5 cr, PAT ₹5,001 cr, EBITDA margin -0.2%. Not scored. Bank result format: not scored yet. Share price after the results: +32.6% in 29 days (Nifty 500: +6.1%).
  • Q3 FY25: Revenue ₹27,135 cr, EBITDA ₹1,275 cr, PAT ₹4,597 cr, EBITDA margin 4.7%. Not scored. Bank result format: not scored yet.
  • Q2 FY25: Revenue ₹26,887 cr, EBITDA ₹480 cr, PAT ₹4,722 cr, EBITDA margin 1.8%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

Union Bank of India earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.