Yes Bank Limited Q1 FY26 earnings call summary

Earnings call of 19 Jul 2025, summarised by AI from the filing.

YES Bank Q1 FY26 net profit ₹801 cr, up 59.4% Y-o-Y; reiterates 12-15% credit growth target and expects NIM recovery by March.

Key takeaways

1. Net Profit ₹801 cr, up 59.4% Y-o-Y and 8.5% sequentially; seventh straight quarter of sequential expansion.
2. Credit growth Management reiterates 12-15% credit growth target for FY26, focusing on profitable growth.
3. NIM outlook September quarter to face headwinds; December closer to current levels; March should see improvements; no specific guidance.
4. ROA target 1% ROA for exit of FY26 and average for FY27; 1.5% by FY30.
5. Slippages Fresh gross slippage ₹1,458 cr vs ₹1,223 cr in Q4 FY25; from Microfinance, Small Enterprise Banking, Micro Enterprise, and mortgage.

Original filing on BSE

Yes Bank Limited Q1 FY27 results

As filed: Revenue ₹8,054 cr, EBITDA −₹559 cr, PAT ₹1,072 cr, EBITDA margin -7.0%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

• Q4 FY26: Revenue ₹7,662 cr, EBITDA −₹366 cr, PAT ₹1,082 cr, EBITDA margin -4.8%. Not scored. Bank result format: not scored yet. Share price after the results: +8.0% in 30 days (Nifty 500: −1.8%).
• Q3 FY26: Revenue ₹7,553 cr, EBITDA −₹501 cr, PAT ₹957 cr, EBITDA margin -6.6%. Not scored. Bank result format: not scored yet. Share price after the results: −9.5% in 30 days (Nifty 500: −0.1%).
• Q2 FY26: Revenue ₹7,389 cr, EBITDA −₹833 cr, PAT ₹664 cr, EBITDA margin -11.3%. Not scored. Bank result format: not scored yet. Share price after the results: +4.1% in 30 days (Nifty 500: +1.5%).
• Q1 FY26: Revenue ₹7,605 cr, EBITDA −₹740 cr, PAT ₹809 cr, EBITDA margin -9.7%. Not scored. Bank result format: not scored yet. Share price after the results: −5.4% in 30 days (Nifty 500: −1.5%).
• Q4 FY25: Revenue ₹7,623 cr, EBITDA −₹809 cr, PAT ₹745 cr, EBITDA margin -10.6%. Not scored. Bank result format: not scored yet. Share price after the results: +17.2% in 30 days (Nifty 500: +5.5%).
• Q3 FY25: Revenue ₹7,833 cr, EBITDA −₹753 cr, PAT ₹619 cr, EBITDA margin -9.6%. Not scored. Bank result format: not scored yet.
• Q2 FY25: Revenue ₹7,737 cr, EBITDA −₹791 cr, PAT ₹567 cr, EBITDA margin -10.2%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

Yes Bank Limited earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (18 Jul 2026), Results deck (18 Jul 2026)
• Q4 FY26: Earnings call (18 Apr 2026), Results deck (18 Apr 2026), Results deck (1 Jun 2026)
• Q3 FY26: Earnings call (17 Jan 2026), Results deck (17 Jan 2026), Results deck (24 Feb 2026)
• Q2 FY26: Earnings call (18 Oct 2025), Results deck (18 Oct 2025), Results deck (29 Nov 2025)
• Q1 FY26: Earnings call (19 Jul 2025), Results deck (19 Jul 2025)
• Q4 FY25: Earnings call (19 Apr 2025), Results deck (19 Apr 2025)