Yes Bank Limited Q2 FY26 earnings call summary

Earnings call of 18 Oct 2025, summarised by AI from the filing.

Management reiterates 1% ROA by FY27, for the full year.

Key takeaways

1. ROA target Management reiterates 1% ROA by FY27, for the full year.
2. SMBC stake Combined stake rose to 24.2% after purchase from a private equity investor; two nominee directors joined the Board.
3. NIM drivers RIDF rundown, deposit rate cuts and repricing, and CRR cut expected to benefit margins.
4. Loan spreads Intense pressure on loan spreads, particularly within wholesale segments.

Original filing on BSE

Yes Bank Limited Q1 FY27 results

As filed: Revenue ₹8,054 cr, EBITDA −₹559 cr, PAT ₹1,072 cr, EBITDA margin -7.0%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

• Q4 FY26: Revenue ₹7,662 cr, EBITDA −₹366 cr, PAT ₹1,082 cr, EBITDA margin -4.8%. Not scored. Bank result format: not scored yet. Share price after the results: +8.0% in 30 days (Nifty 500: −1.8%).
• Q3 FY26: Revenue ₹7,553 cr, EBITDA −₹501 cr, PAT ₹957 cr, EBITDA margin -6.6%. Not scored. Bank result format: not scored yet. Share price after the results: −9.5% in 30 days (Nifty 500: −0.1%).
• Q2 FY26: Revenue ₹7,389 cr, EBITDA −₹833 cr, PAT ₹664 cr, EBITDA margin -11.3%. Not scored. Bank result format: not scored yet. Share price after the results: +4.1% in 30 days (Nifty 500: +1.5%).
• Q1 FY26: Revenue ₹7,605 cr, EBITDA −₹740 cr, PAT ₹809 cr, EBITDA margin -9.7%. Not scored. Bank result format: not scored yet. Share price after the results: −5.4% in 30 days (Nifty 500: −1.5%).
• Q4 FY25: Revenue ₹7,623 cr, EBITDA −₹809 cr, PAT ₹745 cr, EBITDA margin -10.6%. Not scored. Bank result format: not scored yet. Share price after the results: +17.2% in 30 days (Nifty 500: +5.5%).
• Q3 FY25: Revenue ₹7,833 cr, EBITDA −₹753 cr, PAT ₹619 cr, EBITDA margin -9.6%. Not scored. Bank result format: not scored yet.
• Q2 FY25: Revenue ₹7,737 cr, EBITDA −₹791 cr, PAT ₹567 cr, EBITDA margin -10.2%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

Yes Bank Limited earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (18 Jul 2026), Results deck (18 Jul 2026)
• Q4 FY26: Earnings call (18 Apr 2026), Results deck (18 Apr 2026), Results deck (1 Jun 2026)
• Q3 FY26: Earnings call (17 Jan 2026), Results deck (17 Jan 2026), Results deck (24 Feb 2026)
• Q2 FY26: Earnings call (18 Oct 2025), Results deck (18 Oct 2025), Results deck (29 Nov 2025)
• Q1 FY26: Earnings call (19 Jul 2025), Results deck (19 Jul 2025)
• Q4 FY25: Earnings call (19 Apr 2025), Results deck (19 Apr 2025)