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Central Bank of India Q2 FY26 results deck summary

NSE: CENTRALBK · BSE: 532885

Results deck of 17 Oct 2025, summarised by AI from the filing.

Central Bank of India Q2 FY26 net profit rose 32.86% to ₹1213 cr, with total business up 14.43% to ₹737938 cr.

Key takeaways

  1. Net Profit Net profit for Q2 FY26 was ₹1213 cr, up 32.86% from ₹913 cr in Q2 FY25.
  2. Guidance Management guides FY26 business growth of 14-15%, deposit growth of 10-12%, and advances growth of 14-16%.
  3. CASA decline CASA share fell to 46.83% from 48.93% a year ago, a decline of 210 bps.
  4. Retail growth Retail advances grew 18.11% YoY to ₹90204 cr, driven by housing loans at ₹55061 cr.
  5. Margin pressure NIM declined to 2.89% from 3.41% a year ago, below the guidance of above 3%.

Original filing on BSE

Central Bank of India Q1 FY27 results

As filed: Revenue ₹9,726 cr, EBITDA ₹803 cr, PAT ₹1,329 cr, EBITDA margin 8.3%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹9,698 cr, EBITDA ₹448 cr, PAT ₹739 cr, EBITDA margin 4.6%. Not scored. Bank result format: not scored yet. Share price after the results: −15.5% in 29 days (Nifty 500: −0.1%).
  • Q3 FY26: Revenue ₹9,070 cr, EBITDA −₹345 cr, PAT ₹1,265 cr, EBITDA margin -3.8%. Not scored. Bank result format: not scored yet. Share price after the results: −0.6% in 28 days (Nifty 500: −0.7%).
  • Q2 FY26: Revenue ₹8,777 cr, EBITDA −₹28.2 cr, PAT ₹1,220 cr, EBITDA margin -0.3%. Not scored. Bank result format: not scored yet. Share price after the results: 0.0% in 28 days (Nifty 500: +1.2%).
  • Q1 FY26: Revenue ₹8,623 cr, EBITDA ₹91.3 cr, PAT ₹1,260 cr, EBITDA margin 1.1%. Not scored. Bank result format: not scored yet. Share price after the results: −3.9% in 30 days (Nifty 500: −1.5%).
  • Q4 FY25: Revenue ₹8,653 cr, EBITDA −₹652 cr, PAT ₹1,042 cr, EBITDA margin -7.5%. Not scored. Bank result format: not scored yet. Share price after the results: +0.2% in 30 days (Nifty 500: +3.1%).
  • Q3 FY25: Revenue ₹8,542 cr, EBITDA ₹186 cr, PAT ₹968 cr, EBITDA margin 2.2%. Not scored. Bank result format: not scored yet.
  • Q2 FY25: Revenue ₹8,235 cr, EBITDA −₹70.9 cr, PAT ₹921 cr, EBITDA margin -0.9%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

Central Bank of India earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.