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Central Bank of India Q1 FY27 earnings call summary

NSE: CENTRALBK · BSE: 532885

Earnings call of 17 Jul 2026, summarised by AI from the filing.

Central Bank of India Q1 FY27 net profit ₹1,324 cr, up 13.26%, with advances up 28.58% and guidance of 14-16% advances growth for FY27.

Key takeaways

  1. Net profit ₹1,324 cr, up 13.26% year-on-year, with NIM at 3.06% and ROA at 1%.
  2. Guidance Deposit growth 11-12% and advances growth 14-16% for FY27; bank confident of achieving and exceeding.
  3. Corporate growth Corporate credit grew 46.52% to ₹1,12,770 cr from ₹76,966 cr, driven by a low base.
  4. Risk Corporate credit growth of 46.52% is due to a low base effect.

Original filing on BSE

Central Bank of India Q1 FY27 results

As filed: Revenue ₹9,726 cr, EBITDA ₹803 cr, PAT ₹1,329 cr, EBITDA margin 8.3%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹9,698 cr, EBITDA ₹448 cr, PAT ₹739 cr, EBITDA margin 4.6%. Not scored. Bank result format: not scored yet. Share price after the results: −15.5% in 29 days (Nifty 500: −0.1%).
  • Q3 FY26: Revenue ₹9,070 cr, EBITDA −₹345 cr, PAT ₹1,265 cr, EBITDA margin -3.8%. Not scored. Bank result format: not scored yet. Share price after the results: −0.6% in 28 days (Nifty 500: −0.7%).
  • Q2 FY26: Revenue ₹8,777 cr, EBITDA −₹28.2 cr, PAT ₹1,220 cr, EBITDA margin -0.3%. Not scored. Bank result format: not scored yet. Share price after the results: 0.0% in 28 days (Nifty 500: +1.2%).
  • Q1 FY26: Revenue ₹8,623 cr, EBITDA ₹91.3 cr, PAT ₹1,260 cr, EBITDA margin 1.1%. Not scored. Bank result format: not scored yet. Share price after the results: −3.9% in 30 days (Nifty 500: −1.5%).
  • Q4 FY25: Revenue ₹8,653 cr, EBITDA −₹652 cr, PAT ₹1,042 cr, EBITDA margin -7.5%. Not scored. Bank result format: not scored yet. Share price after the results: +0.2% in 30 days (Nifty 500: +3.1%).
  • Q3 FY25: Revenue ₹8,542 cr, EBITDA ₹186 cr, PAT ₹968 cr, EBITDA margin 2.2%. Not scored. Bank result format: not scored yet.
  • Q2 FY25: Revenue ₹8,235 cr, EBITDA −₹70.9 cr, PAT ₹921 cr, EBITDA margin -0.9%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

Central Bank of India earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.