Central Bank of India Q1 FY26 earnings call summary

Earnings call of 21 Jul 2025, summarised by AI from the filing.

Central Bank of India Q1 FY26 net profit ₹1,169 cr, ROA 1.02%, net NPA 0.49%; guides 14-16% loan growth for FY26.

Key takeaways

1. Loan growth guidance Targeting 14% to 16% for FY26, reiterated.
2. Insurance JVs Shareholders, trademark and distribution agreements signed with Generali; launch after ROC name change.
3. Airline account Favorable Singapore arbitration decision, execution in Delaware, legal process taking time.

Original filing on BSE

Central Bank of India Q1 FY27 results

As filed: Revenue ₹9,726 cr, EBITDA ₹803 cr, PAT ₹1,329 cr, EBITDA margin 8.3%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

• Q4 FY26: Revenue ₹9,698 cr, EBITDA ₹448 cr, PAT ₹739 cr, EBITDA margin 4.6%. Not scored. Bank result format: not scored yet. Share price after the results: −15.5% in 29 days (Nifty 500: −0.1%).
• Q3 FY26: Revenue ₹9,070 cr, EBITDA −₹345 cr, PAT ₹1,265 cr, EBITDA margin -3.8%. Not scored. Bank result format: not scored yet. Share price after the results: −0.6% in 28 days (Nifty 500: −0.7%).
• Q2 FY26: Revenue ₹8,777 cr, EBITDA −₹28.2 cr, PAT ₹1,220 cr, EBITDA margin -0.3%. Not scored. Bank result format: not scored yet. Share price after the results: 0.0% in 28 days (Nifty 500: +1.2%).
• Q1 FY26: Revenue ₹8,623 cr, EBITDA ₹91.3 cr, PAT ₹1,260 cr, EBITDA margin 1.1%. Not scored. Bank result format: not scored yet. Share price after the results: −3.9% in 30 days (Nifty 500: −1.5%).
• Q4 FY25: Revenue ₹8,653 cr, EBITDA −₹652 cr, PAT ₹1,042 cr, EBITDA margin -7.5%. Not scored. Bank result format: not scored yet. Share price after the results: +0.2% in 30 days (Nifty 500: +3.1%).
• Q3 FY25: Revenue ₹8,542 cr, EBITDA ₹186 cr, PAT ₹968 cr, EBITDA margin 2.2%. Not scored. Bank result format: not scored yet.
• Q2 FY25: Revenue ₹8,235 cr, EBITDA −₹70.9 cr, PAT ₹921 cr, EBITDA margin -0.9%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

Central Bank of India earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (17 Jul 2026), Results deck (17 Jul 2026), Results deck (30 Sep 2026), Results press release (17 Jul 2026)
• Q4 FY26: Earnings call (30 Apr 2026), Results deck (30 Apr 2026), Results deck (7 May 2026), Results press release (30 Apr 2026)
• Q3 FY26: Earnings call (16 Jan 2026), Results deck (16 Jan 2026), Results deck (17 Jan 2026), Results press release (16 Jan 2026)
• Q2 FY26: Earnings call (17 Oct 2025), Results deck (17 Oct 2025), Results press release (17 Oct 2025)
• Q1 FY26: Earnings call (21 Jul 2025), Results deck (19 Jul 2025), Results press release (19 Jul 2025)
• Q4 FY25: Earnings call (28 Apr 2025), Results deck (28 Apr 2025), Results deck (28 Apr 2025), Results press release (28 Apr 2025), Results press release (28 Apr 2025)