Equitas Small Finance Bank Limited Q1 FY26 results deck summary

Results deck of 8 Aug 2025, summarised by AI from the filing.

Equitas Small Finance Bank reported a loss of ₹224 cr in Q1FY26 due to one-time provisions, with microfinance stress expected to normalise by Q4FY26.

Key takeaways

1. Loss The bank reported a loss of ₹224 cr in Q1FY26 due to one-time management overlay and change in provision norms.
2. Guidance Management expects microfinance stress to normalise by Q4FY26 and targets mid teen growth in overall advances for the year.
3. Risk MFI stress spill over impact in SBL segment; TN & KA ordinance impacted collections.

Original filing on BSE

Equitas Small Finance Bank Limited Q1 FY27 results

As filed: Revenue ₹1,960 cr, EBITDA −₹11.0 cr, PAT ₹184 cr, EBITDA margin -0.6%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

• Q4 FY26: Revenue ₹1,836 cr, EBITDA ₹14.9 cr, PAT ₹213 cr, EBITDA margin 0.8%. Not scored. Bank result format: not scored yet. Share price after the results: +5.0% in 29 days (Nifty 500: −0.1%).
• Q3 FY26: Revenue ₹1,692 cr, EBITDA −₹176 cr, PAT ₹90.0 cr, EBITDA margin -10.4%. Not scored. Bank result format: not scored yet. Share price after the results: −5.8% in 29 days (Nifty 500: +0.4%).
• Q2 FY26: Revenue ₹1,617 cr, EBITDA −₹195 cr, PAT ₹24.0 cr, EBITDA margin -12.1%. Not scored. Bank result format: not scored yet. Share price after the results: +8.4% in 28 days (Nifty 500: +0.4%).
• Q1 FY26: Revenue ₹1,649 cr, EBITDA −₹589 cr, PAT −₹224 cr, EBITDA margin -35.7%. Not scored. Bank result format: not scored yet. Share price after the results: −7.7% in 28 days (Nifty 500: +0.6%).
• Q4 FY25: Revenue ₹1,644 cr, EBITDA −₹172 cr, PAT ₹42.0 cr, EBITDA margin -10.5%. Not scored. Bank result format: not scored yet. Share price after the results: −7.7% in 30 days (Nifty 500: +3.1%).
• Q3 FY25: Revenue ₹1,612 cr, EBITDA −₹148 cr, PAT ₹66.0 cr, EBITDA margin -9.2%. Not scored. Bank result format: not scored yet.
• Q2 FY25: Revenue ₹1,555 cr, EBITDA −₹219 cr, PAT ₹13.0 cr, EBITDA margin -14.1%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

Equitas Small Finance Bank Limited earnings call, investor presentation and press release summaries

• Q1 FY27: Results deck (28 Jul 2026)
• Q4 FY26: Results deck (30 Apr 2026)
• Q3 FY26: Results deck (29 Jan 2026), Results press release (29 Jan 2026)
• Q2 FY26: Results deck (31 Oct 2025), Results press release (31 Oct 2025)
• Q1 FY26: Results deck (8 Aug 2025), Results press release (8 Aug 2025)
• Q4 FY25: Results deck (30 Apr 2025), Results press release (30 Apr 2025)
• Other events: Call transcript (3 May 2025)