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Equitas Small Finance Bank Limited Q3 FY26 results deck summary

NSE: EQUITASBNK · BSE: 543243

Results deck of 29 Jan 2026, summarised by AI from the filing.

Equitas SFB Q3FY26 PAT ₹90 cr, +36% YoY, with advances growth guidance of ~15% for FY26.

Key takeaways

  1. PAT ₹90 cr in Q3FY26, +36% YoY and +273% QoQ, after one-time incremental provision of ₹29.52 crs due to new Labour Code.
  2. Guidance Management expects advances growth of about 15% YoY for FY26 (excluding DA book) and around 20% beyond FY26.
  3. Driver Highest ever disbursements at ₹6,557 crs, +28% YoY, with MFI disbursements growing 72% QoQ.
  4. Risk MFI portfolio contraction and cautious lending in Karnataka may impact growth.

Original filing on BSE

Equitas Small Finance Bank Limited Q1 FY27 results

As filed: Revenue ₹1,960 cr, EBITDA −₹11.0 cr, PAT ₹184 cr, EBITDA margin -0.6%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

  • Q4 FY26: Revenue ₹1,836 cr, EBITDA ₹14.9 cr, PAT ₹213 cr, EBITDA margin 0.8%. Not scored. Bank result format: not scored yet. Share price after the results: +5.0% in 29 days (Nifty 500: −0.1%).
  • Q3 FY26: Revenue ₹1,692 cr, EBITDA −₹176 cr, PAT ₹90.0 cr, EBITDA margin -10.4%. Not scored. Bank result format: not scored yet. Share price after the results: −5.8% in 29 days (Nifty 500: +0.4%).
  • Q2 FY26: Revenue ₹1,617 cr, EBITDA −₹195 cr, PAT ₹24.0 cr, EBITDA margin -12.1%. Not scored. Bank result format: not scored yet. Share price after the results: +8.4% in 28 days (Nifty 500: +0.4%).
  • Q1 FY26: Revenue ₹1,649 cr, EBITDA −₹589 cr, PAT −₹224 cr, EBITDA margin -35.7%. Not scored. Bank result format: not scored yet. Share price after the results: −7.7% in 28 days (Nifty 500: +0.6%).
  • Q4 FY25: Revenue ₹1,644 cr, EBITDA −₹172 cr, PAT ₹42.0 cr, EBITDA margin -10.5%. Not scored. Bank result format: not scored yet. Share price after the results: −7.7% in 30 days (Nifty 500: +3.1%).
  • Q3 FY25: Revenue ₹1,612 cr, EBITDA −₹148 cr, PAT ₹66.0 cr, EBITDA margin -9.2%. Not scored. Bank result format: not scored yet.
  • Q2 FY25: Revenue ₹1,555 cr, EBITDA −₹219 cr, PAT ₹13.0 cr, EBITDA margin -14.1%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

Equitas Small Finance Bank Limited earnings call, investor presentation and press release summaries

Figures from the company's filings with NSE and BSE. Not investment advice.