Equitas Small Finance Bank Limited Q4 FY26 results deck summary

Results deck of 30 Apr 2026, summarised by AI from the filing.

Q4FY26 PAT ₹213 cr, up 406% YoY and 136% QoQ; FY26 PAT ₹103 cr.

Key takeaways

1. PAT Q4FY26 PAT ₹213 cr, up 406% YoY and 136% QoQ; FY26 PAT ₹103 cr.
2. Driver Highest ever disbursements ₹7,347 cr, up 72% YoY, with MFI disbursements up 326% YoY.
3. Risk Cost of funds expected to increase in Q1FY27 due to upward revisions in SA and TD rates.

Original filing on BSE

Equitas Small Finance Bank Limited Q1 FY27 results

As filed: Revenue ₹1,960 cr, EBITDA −₹11.0 cr, PAT ₹184 cr, EBITDA margin -0.6%.

Not scored. Bank result format: not scored yet.

Earlier results and the share price after them

• Q4 FY26: Revenue ₹1,836 cr, EBITDA ₹14.9 cr, PAT ₹213 cr, EBITDA margin 0.8%. Not scored. Bank result format: not scored yet. Share price after the results: +5.0% in 29 days (Nifty 500: −0.1%).
• Q3 FY26: Revenue ₹1,692 cr, EBITDA −₹176 cr, PAT ₹90.0 cr, EBITDA margin -10.4%. Not scored. Bank result format: not scored yet. Share price after the results: −5.8% in 29 days (Nifty 500: +0.4%).
• Q2 FY26: Revenue ₹1,617 cr, EBITDA −₹195 cr, PAT ₹24.0 cr, EBITDA margin -12.1%. Not scored. Bank result format: not scored yet. Share price after the results: +8.4% in 28 days (Nifty 500: +0.4%).
• Q1 FY26: Revenue ₹1,649 cr, EBITDA −₹589 cr, PAT −₹224 cr, EBITDA margin -35.7%. Not scored. Bank result format: not scored yet. Share price after the results: −7.7% in 28 days (Nifty 500: +0.6%).
• Q4 FY25: Revenue ₹1,644 cr, EBITDA −₹172 cr, PAT ₹42.0 cr, EBITDA margin -10.5%. Not scored. Bank result format: not scored yet. Share price after the results: −7.7% in 30 days (Nifty 500: +3.1%).
• Q3 FY25: Revenue ₹1,612 cr, EBITDA −₹148 cr, PAT ₹66.0 cr, EBITDA margin -9.2%. Not scored. Bank result format: not scored yet.
• Q2 FY25: Revenue ₹1,555 cr, EBITDA −₹219 cr, PAT ₹13.0 cr, EBITDA margin -14.1%. Not scored. Bank result format: not scored yet.

Past price moves after results do not indicate future moves. Not a recommendation.

Equitas Small Finance Bank Limited earnings call, investor presentation and press release summaries

• Q1 FY27: Results deck (28 Jul 2026)
• Q4 FY26: Results deck (30 Apr 2026)
• Q3 FY26: Results deck (29 Jan 2026), Results press release (29 Jan 2026)
• Q2 FY26: Results deck (31 Oct 2025), Results press release (31 Oct 2025)
• Q1 FY26: Results deck (8 Aug 2025), Results press release (8 Aug 2025)
• Q4 FY25: Results deck (30 Apr 2025), Results press release (30 Apr 2025)
• Other events: Call transcript (3 May 2025)