ICICI Lombard General Insurance Company Limited Q2 FY26 earnings call summary

Earnings call of 14 Oct 2025, summarised by AI from the filing.

ICICI Lombard Q2 FY2026 PAT ₹8.20 bn (+18.1%), aims to sustain ROE 18%-20% amid GST reforms.

Key takeaways

1. ROE guidance Management aims to sustain ROE in 18%-20% range in second half.
2. GST reforms GST exemption on individual health premiums and auto GST cut expected to boost demand; impact still unfolding.
3. Retail Health Retail Health grew 25.2% in H1 FY2026, outpacing industry 9.3%; market share improved to 3.7%.

Original filing on BSE

ICICI Lombard General Insurance Company Limited earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (15 Jul 2026), Results deck (15 Jul 2026)
• Q4 FY26: Earnings call (15 Apr 2026), Results deck (15 Apr 2026)
• Q3 FY26: Earnings call (13 Jan 2026), Results deck (13 Jan 2026)
• Q2 FY26: Earnings call (14 Oct 2025), Results deck (14 Oct 2025), Results deck (16 Oct 2025)
• Q1 FY26: Earnings call (15 Jul 2025), Results deck (15 Jul 2025)
• Q4 FY25: Earnings call (15 Apr 2025), Results deck (15 Apr 2025)