ICICI Lombard General Insurance Company Limited Q3 FY26 results deck summary

Results deck of 13 Jan 2026, summarised by AI from the filing.

PAT on 1/n basis de-grew 9.1% to ₹6.59 bn (Q3 FY2025: ₹7.24 bn); on n basis grew 0.2% to ₹6.80 bn.

Key takeaways

1. Q3 PAT PAT on 1/n basis de-grew 9.1% to ₹6.59 bn (Q3 FY2025: ₹7.24 bn); on n basis grew 0.2% to ₹6.80 bn.
2. Guidance No forward guidance was given in the document.
3. Wage Code Implementation of Code on Social Security, 2020 effective November 21, 2025 had an impact of ₹0.55 bn in Q3 FY2026.
4. Health growth Retail Health grew 85.8% in Q3 FY2026, fueled by new to industry customer growth of 1.7x.
5. Combined ratio Combined ratio on 1/n basis rose to 104.5% in Q3 FY2026 from 102.7% in Q3 FY2025.

Original filing on BSE

ICICI Lombard General Insurance Company Limited earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (15 Jul 2026), Results deck (15 Jul 2026)
• Q4 FY26: Earnings call (15 Apr 2026), Results deck (15 Apr 2026)
• Q3 FY26: Earnings call (13 Jan 2026), Results deck (13 Jan 2026)
• Q2 FY26: Earnings call (14 Oct 2025), Results deck (14 Oct 2025), Results deck (16 Oct 2025)
• Q1 FY26: Earnings call (15 Jul 2025), Results deck (15 Jul 2025)
• Q4 FY25: Earnings call (15 Apr 2025), Results deck (15 Apr 2025)