ICICI Lombard General Insurance Company Limited Q4 FY25 earnings call summary

Earnings call of 15 Apr 2025, summarised by AI from the filing.

Management targets 16% to 18% ROE, moving to 18% to 20% long term depending on market.

Key takeaways

1. ROE guidance Management targets 16% to 18% ROE, moving to 18% to 20% long term depending on market.
2. Q4 slowdown Q4 FY2025 GDPI growth 2.3% vs FY2025 8.3%, on PSU Motor aggression and 1/n norm.
3. Health driver Retail Health FY2025 growth 38.1%, with 1/n norm 25.0% vs industry 12.1%.
4. Competition risk PSUs aggressive on Motor pricing, gaining market share, not making economic sense.

Original filing on BSE

ICICI Lombard General Insurance Company Limited earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (15 Jul 2026), Results deck (15 Jul 2026)
• Q4 FY26: Earnings call (15 Apr 2026), Results deck (15 Apr 2026)
• Q3 FY26: Earnings call (13 Jan 2026), Results deck (13 Jan 2026)
• Q2 FY26: Earnings call (14 Oct 2025), Results deck (14 Oct 2025), Results deck (16 Oct 2025)
• Q1 FY26: Earnings call (15 Jul 2025), Results deck (15 Jul 2025)
• Q4 FY25: Earnings call (15 Apr 2025), Results deck (15 Apr 2025)