ICICI Lombard General Insurance Company Limited Q1 FY26 earnings call summary

Earnings call of 15 Jul 2025, summarised by AI from the filing.

ICICI Lombard Q1 FY2026 PAT grew 28.7% to ₹7.47 billion; Retail Health loss ratio guided at 65-70% for FY2026.

Key takeaways

1. PAT ₹7.47 billion (Q1 FY2025: ₹5.80 billion, +28.7%).
2. Guidance Retail Health loss ratio expected to end FY2026 in 65-70% range.
3. Change Combined ratio 102.9% vs 102.3% in Q1 FY2025.
4. Driver Retail Health grew 32.2% on Elevate product and distribution investment.
5. Risk Elevated competitive intensity in Motor and Commercial lines.

Original filing on BSE

ICICI Lombard General Insurance Company Limited earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (15 Jul 2026), Results deck (15 Jul 2026)
• Q4 FY26: Earnings call (15 Apr 2026), Results deck (15 Apr 2026)
• Q3 FY26: Earnings call (13 Jan 2026), Results deck (13 Jan 2026)
• Q2 FY26: Earnings call (14 Oct 2025), Results deck (14 Oct 2025), Results deck (16 Oct 2025)
• Q1 FY26: Earnings call (15 Jul 2025), Results deck (15 Jul 2025)
• Q4 FY25: Earnings call (15 Apr 2025), Results deck (15 Apr 2025)