ICICI Lombard General Insurance Company Limited Q1 FY27 earnings call summary

Earnings call of 15 Jul 2026, summarised by AI from the filing.

Combined ratio rose to 107.2% in Q1 FY2027 from 102.9% in Q1 FY2026, impacted by Fire losses and the Motor TP judgement.

Key takeaways

1. Combined ratio Combined ratio rose to 107.2% in Q1 FY2027 from 102.9% in Q1 FY2026, impacted by Fire losses and the Motor TP judgement.
2. Fire competition Intense competitive pricing drove Fire line de-growth of 27.8% in Q1 FY2027; management does not expect the same price aggression to subsist.

Original filing on BSE

ICICI Lombard General Insurance Company Limited earnings call, investor presentation and press release summaries

• Q1 FY27: Earnings call (15 Jul 2026), Results deck (15 Jul 2026)
• Q4 FY26: Earnings call (15 Apr 2026), Results deck (15 Apr 2026)
• Q3 FY26: Earnings call (13 Jan 2026), Results deck (13 Jan 2026)
• Q2 FY26: Earnings call (14 Oct 2025), Results deck (14 Oct 2025), Results deck (16 Oct 2025)
• Q1 FY26: Earnings call (15 Jul 2025), Results deck (15 Jul 2025)
• Q4 FY25: Earnings call (15 Apr 2025), Results deck (15 Apr 2025)